Withdraw my fund in new account against time barred credit

It would be tough battle, being time barred under law and creditor having disability of not proceeding against you is one thing but your foolhardiness of entering the bank's den is another. Legally you cannot do much.

Dearsir 

i always  Enjoying  tough battles , because its give me more & More experience , 

if possible can u PLZ explain  me that  if credit card dues is time barred , &  my new account is open after 3 year of time barred ( 6 year of last tranjection) .
* can bank have right   to self withdrawal  amount without my concent.
* can a credit card payment forcely recover an account which not attached in said credit card in any manner.

* credit card dues is a unsecure loan . how bank forcely withdrw unsecured loan payment
 from  a new open account , because account not mortgage & any where attached with credit card
* IPC 409 clearly say that a banker if mischeif or crimanal breach of trust  in any account lible to punished ipc 409 

could u give any advise ..plz 

 

1} Before proceeding criminally or to consumer court, make yourself very clear that you are aware of the conditions for which you signed for credit card

2] You also doubly make it sure that you have opened an account in same bank and conditiones incorporated overleaf of the papers signed by you.

If neither of above is going against youk, go ahead in Consumer Court but not in Criminal court charging Bank for your default of refund of Bank credit. 

Hope will appreciate