Subject: Fraud/ forgery of Cheque no 064166 dt. 21.6.2012 of Oriental Bank of Commerce issued in favour of Mrs Maya Rani .
Sir/Madam
Mrs Maya Rani w/o of Late Mr. Padam Singh is the saving bank account holder of Axis Bank ltd. Mayur Vihar Pahse II, Delhi-110091 Branch. Her account number is 296010100121156. Mr Mahesh Chand Negi had issued a cheque of an amount of Rupees 2,50,000/-(Two Lakh Fifty Thousand only) bearing number 064166 dt. 21.6.2012 of Oriental Bank of Commerce (OBC) Mayur Vihar Phase II , Delhi 110091, Branch in favour of Mrs. Maya Rani (photocopy of cheque enclosed). Mr Mahesh Chand Negi has an account in Oriental Bank of Commerce Mayur Vihar Phase II, Delhi 110091, Branch and his account number is 11292011010147. The same cheque i.e. Cheque number 064166 of OBC bank was deposited by Naveen Kumar( Son of Mrs. Maya Rani) in cheque drop box located in the ATM of Axis bank Mayur Vihar phase II, Delhi 110091 Branch on 24th June 2012 in between 1900 to 2000 hrs.
Naveen Kumar visited Axis bank at its Mayur Vihar Phase II, Delhi Branch on 30th June 2012 for getting entry in the passbook of Mrs. Maya Rani. Account statement of Mrs. Maya Rani did not show the amount which should have been credited after clearing of cheque no. 064166 of OBC bank. On enquiring from bank officials of Axis bank Mayur Vihar Phase II, Delhi Branch, it was informed that they did not have entry for the cheque no. 064166 of OBC bank.
On enquiring from Oriental Bank of Commerce (OBC) Mayur Vihar Phase II , Delhi 110091, Branch it was informed by the OBC bank that the cheque no. 064166 dt. 21.6.2012 had been cleared and amount of Rupees 2,50,000/-(Two Lakh Fifty Thousand only) has been credited in the name of Mr. Kawal Jeet Singh, who is unknown to Mrs Maya Rani & Mr Mahesh Chand Negi. It was informed by account holder of issuing bank to the bank manager of OBC bank Mayur vihar ph-II, Delhi branch that cheque no 064166 was issued to Mrs Maya Rani and not to Mr. Kawal Jeet Singh and a complaint in this regard was filled by Mr Mahesh Chand Negi on 30/06/2012 in OBC Bank Mayur Vihar Phase II, Delhi Branch. Branch Manager of OBC Mayur Vihar Ph-II, Delhi Branch had provided the copy of scan image of cheque number 064166 they had received for clearing. In the scan image payee name is Kawal Jeet Singh having account number 341902010043937 and mobile number 9711667917. As original cheque was issued to Maya Rani it clearly shows that payee name has been fabricated by taking out the cheque from drop box of Axis Bank either by your bank officials or otherwise. This is a clear cut case of forgery and fraud by your staff, as how cheque can be taken out from the drop box without connivance of your staff.
Since prima-facie it was a case of forgery/ fraud Naveen Kumar informed police and lodged a F.I.R. on 30/06/2012 at Pandav Nagar Police Station, Delhi. F.I.R number is 256 dated 30/06/2012
This is a clear case forgery and fraud.It clearly shows that there is involvement of Aixs bank official in this fraud. In view of the above it is requested to investigate the matter in depth.
police had intimated that cheque had been depostied on 24th june 2012 in Union Bank of India shahdhra, delhi branch. kawal jeet singh had opened the account in union bank of india dasna, utaar pradesh branch on 18 june 2012 and cheque was cleared on 26th june 2012. kawal jeet sing had with drawn whole amonut through cash from bank and atm.
i had already complaint to axis bank, oreintal bank of commerce and union bank of india.
my queries are
- can i go to banking ombudsman
- should i immediatly file a case in consumer court
- who will return back the amount axis bank, obc bank or union bank of india.
- what should be the compensation amount
- does axis bank can getaway by saying yes cheque has been lost from there drop box but amount will be paid by obc or union bank of india.
naveen kumar
e mail - naveen21kumar@gmail.com