Hi Sir,
My father have took a home loan from Kangra Co Operative Bank (H.P.) in 2004 .And Not paid loan after 2008 or may be 2009 . So Bank has filled a case in a court . So Case is in Court .
Due to some incidence My father Met with accident in 2010 year, .And from that date he is in COMA stage . My Father is 70 % medically Unfit fit / Handicapped (report prepared By Medical Board ) . And we are in BPL category & no one is earning hand in My family .
We also submitted all the documents related to my father in bank branch. Branch persons are also aware with this accident .Also submitted Medical report at Court. Now case is in Court .
So can you please let me know is there any Previous judgement by Court/High Court/Supreme court for the Waive off of Loan . In Special Cases like accidental/Physcially Disable /or Below Powerty Line persons
But ,I want to know , Is there any procedures /sections to get waive-off of this loan or Please find or suggest any other alternate option for this loan which is a big burden on my shoulders.
Your Kind cooperation in this matter will be highly appreciated.
Regards
Vishal
