Original Sale deed laminated

 Since the LIC in principle have sanctioned the loan - 1. A certified copy may be organized from the Registrar's office, 2. joint inspection of the registrar's office by applicant and LIC may be organized and a public notice inviting objection to the loan, if any by any party who has interest can be published and in addition an indemnity may be executed. Please check this procedure with LIC. They are bound to accept this. Assuming that the original is not traceable, this is the process followed and many a sale transactions have taken place based on this due diligence process. In case LIC is not amenable then take it up legally.

vasudevan

Best way is to get a copy of title deed from sub registrar's office and lodge it with laminated copy.

Mortgage Loan is always secured by the prime security as the immovable property.  The title is analysed by means of Encumberance Certificate for a minimum period of 12 years. Physical verification at Registrar's office by means of Search Certificate submitted by the Panel Lawyer to the lending financial insitution is sufficient to protect the interests of the creditor.  This procedure amply applies to LIC as the same is in vogue at any Nationalised bank.  Deposit of Certified copy alongwith the original laminated version of title deeds and parent documents for creation of equitable mortgage is a time tested practice and the applicant can take up with the lending institution to proceed on these simple procedure.

Very Very good... This is thing right now needed....Thanks to V.V. Ji,J.P.S Ji,and Partha Ji........

 There are people who can remove the lamination without  affecting the quality of original. Once I had a problem. For the purpose of authenticating my degree certificate which was laminated. I went to a person in Calicut through my friend and I got the lamination removed.

Removing the lamination would never construe depletion of originality.  We file documents in a folder using a tag or even stapler it, the basic intention is to secure the papers without any malafide intention to rupture its bonafide legal validity.  Hence, the act lamination will also fall in this category and the holder of title to this document need not worry about the genuiness of documentary title unless it is proved that any material alteration is attempted or any fakeness in contravention to the Stamps.