Punishment/penalty for false affidavit in consumer court

Did bank sell or issue the said policy in specific to customer in whose case complaint is  being heard in DCDRF?

If NO what is wrong on Bank's side!

Yes, bank sold/issued the said policy to the customer whose complaint case is going on in NCDRC. Moreover insurance ombudsman declared the said insurance policy (health policy) as a wrong sell on the basis of property of insurance policy by bank (intermediary of insurance company) to cover mortgage loan & also noted that insured should have been sold simple Term Insurance Policy. Even then ithe same insurance policy was sold to loan customer to earn 5 times more commission compare to term insurance policy.  

Do you have your own counsel specializing in Consumer matters?

What is his opinion!

You may go thru:

THE CONSUMER PROTECTION ACT, 1986; 13(5)

https://ncdrc.nic.in/bare_acts/Consumer%20Protection%20Act-1986.html#_Hlk149662096

I am handling the case as authorized representative & case is going on final arguements.

One can imagine what would be number of sold policy, ombudsman award came in 2010 & now 2017, matter is related with one of the top private sector bank. I hope number of policy would have not been less than 25000 in 7 years.

Preferably show the case file to a very able LOCAL senior counsel specializing in consumer matters of unshakable repute and integrity and having successful track record...........

You can inquire in DCDRF and come across all such counsels.......

The extent clause of the Act has already been quoted.

It is good case for PUBLIC INTEREST LITIGATION (PIL) too.

The expert counsels after examining case file may opine on prespective of;

application u/s 340 Read with section 195 of CrPC 1973 

private complaint  u/s 200 before competent magistrate

you may understand from counsels criminal offence u/s 191,193,195,199 of IPC, 1860 

Charge of perjury

Before jumping to any conclusions, check with counsels as already suggested and decide in consulation with expert LOCAL counsels ONLY. 

The private bank/intermediatory may have its local lawywres on its pannel; senior/junior/good/not so good, and shall try its level best to dodge you..............

If it has realized that you are not properly informed it and IT's lawyer's may apply all tricks of the trade. 

For getting ides you may go thru:

Thanks Kumarji for sharing the case with link.

You are welcome.