Dear Sir/Madam,
I had booked a flat in bangalore and got it registered in my name. I had told my builder to get it registered on both of us (myslef and spouse) but due to some miscommunication, on the day of registaration the builder missed my spouse name and got it only registered on my name.
I have taken a housing loan and now the sale deed is with the bank. For Income Tax saving purpose, I would like to have my wife also get IT excemption for Housing loan interest and principle.
My wife is a co-applicant on loan but not registered in sale deed
Could someone please let me know
1) how to add spouse name in the sale deed? What is the process now considering the sale deed is with the bank?
2) If at all, there is a way to add my spouse in the sale deed, will the bank provide the sale deed document before I complete the loan?
3) What are the approximate charges and fees?
Thanks in advance,
Regards,
Narasimhan
