Certified copies of Property Documents

dear solomon if the seller laminated the original title deeds, there is no problem if the seller not producing the original title deeds then the seller have to verify the encumbrance certificate from the concerned sub registrar and have to insist  for the certificed copies of the title deeds and execute one declaration on N-J Stamp from the seller about the original title deeds and all the banks accept the certified copies.   

for taking loans from nationlised banks not only present original title deeds but previous title deeds also reqired as chain deed to clear the chain of title of the property.practicaly no bank grants loan on the basis of certified copies.