Dear Sir/Madam,
I am Ramesh form Nepal. I am Nepalese Citizen. I worked in Delhi India for 4 years. During my job in India, I took Credit Card and Personal Loan from Indian Bank. I paid EMI regularly for 2 years. After that due some abnormal family consequences I had to left the job and come back to Nepal. Till then I am here only. Now my situation does allow me to go back to India for Job. Even I do not have enough money to pay back the remaining dues of the bank.
Sometimes I get message from Agent regarding the payment. I is there any possibilities that the bank can any legal action again me? If yes then what types of action? Kindly suggest what should I do now?