Hello All,
I have settled My credit card dues (in bangalore) on September 2008 for 25,000.00, I paid 24 thousands on 10th sept 2008 and remaining thousand paid on 11th on same month, and they sent me settlement letter dated on 10th sept 2008, I asked to issue another settlement letter dated 11th sept 2008. they said it will not be a problem for one thousand and one day, I pleased all the way to change the date on the settlement letter... but they promised it will never create any further problems here after.
couple months back HDFC guys came to my home and used some slang words with my parents... and asked me to pay 160000.00... I shown the settlement letter and payment slips to them and refused to pay any money to them.
Now I got a lawyer notice saying to pay all the money, otherwise they will take legal action on me.
NOTE: the same person who given settlement letter with wrong date, is still in HDFC bank and he still saying that paying one thousand one day late can never be issue.
some one please advise me that how to handle this issue. DO i need to respond to the lawyer notice now? or ignore it.
thanks
shankar