My father is a govt retired employee and getting pension. 5 to 6 years back some personal loans on his name taken by his friend due to unknown reason. Now my father mentally unfit and he could not recognize past. Recently, we got letter from 2 to 3 banks saying that personal loan amount to be cleared Rs. 70,000, Rs. 40,000 & Rs. 45,000. We asked his friend and said that he will take care those issues we need not worry.
My question is:
1. In case of his friend failed to pay loan amount will it be affect his pension? and also mentally his is unfit.
2. He does not have any property on his name. Is there any possiblity to attach the property of his sons? and how can we defend since we were not aware of his personal loans?
3. In case, they file suit against my father what will happen since he is mentally unfit.
Pls help me out on this issue.
