My Name is Manas kumar Palai, i am holding one SBI YATRA CREDIT CARD,Which is limit of 39000. due to some dispute i am failed to clear all the out standing. i am paying only interest. now the out standing is 47000. i asked to SBI people to do the settelement. but theyre saying it is new card so they wont help here to do settlement. but i got this card on sep 2015. it is almost 11 month.. please help here to get it shorted out.