I have a SBI Credit Card due of around 2 Lakhs, as I dont have a steady job, I couldn't clear the dues for the past 10 months. I have notified the respective SBI nodal officer and the grievence readdresal officer of my situation and asked for two years to clear the dues. However last week I received Arbitration case letter from Delhi to my residence, which said that the award was passed by the sole arbirator as I didn't attend two hearings (But I didn't get any letters to attend the arbiration hearings).
My question is, Can I make the appeal against the ex parte that is passed?
I am in Chennai, but the Arbitration letter is from Delhi court, should I be going to Delhi to make an appeal ?
How much will it cost for the Appeal and lawyer fees?? Please help!
