TO,
Lawyers club
I am living in Mumbai since last four years. Earlier I used to stay at Gujarat; in 2001 I had one home loan with bank of Baroda, umbergaon town, dis bulsar, Gujarat branch. I pre closed loan on 4 th dec 2010 by paying full amount, after paying loan I ask for NOC and all DOCUMENTS of said property.
Bank manager release standard NOC to my friend who paid loan on my behalf and to whom I sign authority (registered power of attorney) of same property. But he refuses to give NOC for society and notified area (as property is in industrial area) and all original documents of property. He ask me to come personally to branch to collect all doc and NOC, we submit power of attorney to him but he stick to his point, I explain him all the point that I cannot come personally on working days at least till march . when he can give one noc to power holder why can’t he give all other NOC and doc to him, at the time of pre close he promise us that there is no need of borrower to come personally to collect doc and NOC and he can release all to power holder.
Now please help me, I already have word with RM of bulsar but he only says come to branch then only they will release everything, I told him one year back when I settle my property loan with same branch earlier branch manager release all NOC and doc on simple fax which I sign to one of my relative.
Please guide me .