i have booked a 4 BHK bunglow in 2013 in vastu vihar project, hajipur branch(Bihar). its a township project. the registry of the plot was done in end Dec 15. when i told the builder to start the construction of my unit(bunglow), they said that the plot in front of my plot where the portico and road work is to be done is not under them as the same was still not acquired by them from the farmer. however, they told me that the acquiring of land is under process and the same will be done in one or two months. since then i kept enquiring about the construction of my unit at regular intervals, however their answer was same as earlier. in Aug 2015, when I again enquired, they said that the land has been acquired and construction of my unit can be started. After hearing this, i approached LICHFL for housing loan and my housing loan was sanctioned (14,50,000.00). The builder (Vastu Vihar) then made a demand letter of Rs. 3,00,000.00 to LICHFL as 1st installment. LICHFL then disbursed the amount to the builder in end Aug 15. However, in the month of Sep 15, when i told builder to start the construction, he told me that the construction cannot be started since the plot in dispute is still not cleared. I was shocked to hear this. i felt like cheated. Then, I decided to complain this matter to the nodal officer of the company. I have sent him many E-Mails but no reply is received. Then I called the main office at patna and told them my grievances. they told me that they will called the branch office and do the needful. now, i neither the branch office nor the branch office is picking up my calls. they are also not replying to my E-Mails and SMS. I have also sent them my written complaint through speed post. But one week has passed, but no reply is received.
Now my situation is that I am paying EMI for the amount (3,00,000.00) which is not with me. the amount is with the builder and he has not started work yet.
pls suggest what should i do next???.
