consumer case

Mr. Guddu Yadav,

Issue Notice to the person for the payent of the cheque amount. In failure to repay, you can file complaint with the help of the Advocate before concerned magistrate. 

If you need any legal assistance, you can reply me.

It is not mandatory to issue legal notice if you want to file consumer complaint. You have already demamded thecompany for refund of your money by email, which is sufficient to file complaint for deficiency of service,

Try by writing to CEO/MD/Chairman of the said bank, under proper acknowledgment.

IT is not mandatory to issue legal notice in consumer case. You ( Consumer) can send Notice.

You may take help of elders of your family, competent and experienced well wishers, seasoned PIP’s, helpgroups, community leaders, NGO’s, experienced colleagues, associations, religious scholars/leaders, influnecial persons etc and/or  find a very able LOCAL counsel/Law firm specializing in concerned filed of law e.g; Civil matters as in your case, and well versed with LOCAL applicable rules, precedence, latest judgments etc …. and worth his/her salt, can advise you after examining all case related docs, inputs,  evidences on record.

One should not fall for IT’s and entities loitering at online portals to allure unsuspecting querists. There are many threads on such instances at LCI also.

Online discussions are not substitute to in person discussions with a very able counsel of unshakable repute and integrity specializing in concerned field of law.

There are such very able counsels at each location.

Check for such counsels at LOCAL e.g; Civil courts, HC, SC …

Show all docs and obtain proper written legal opinion.

You can also try for FREE legal Aid from Legal aid center (DLSA) that is usually within LOCAL courts complex..preferably from a very able counsel specializing in Civil matters.