Information required related to 'written off' status in cibi

Written Off: When you are not able to make payments against the outstanding loan/credit card amount for more than 180 days, the lender is required to "write-off" the amount in question.

I think they have also considered the previous late payments as you have mentioned

" 

Better you clear the matter to avoid future complications like taking loans or credit cards etc 

I think when June-00 then it should show the status as closed not write off

You have posted that:

"I have cleared all the dues including missed EMI, bounce charge, interest, etc month by month partially and last date of payment was 8/07/2016. They have issued a 'No Due Certificate' on 18/07/2016."

Written Off is adverse entry.

Ask the lender to remove such entry and supply you clean credit report. 

As per RBI guidelines the lender should supply credit report, at nominal charge say Rs.50/.

You should succeed.

Dear Kumar Doab,

Thank you very much for your information, which increased my confidance . I have contacted the lender, they informed me that they will updated it within 7 working days. But, my quiry is that, why they are decleared as 'written off' within 150 days. As per their report, 

You have posted that:

"I have cleared all the dues including missed EMI, bounce charge, interest, etc month by month partially and last date of payment was 8/07/2016. They have issued a 'No Due Certificate' on 18/07/2016."

Before issuing NOC the lender must have supplied the final bill/loan account statement for payment.

Ask the lender to remove such entry and supply you clean credit report.