Amit Singh (Associate Project Manager) 19 July 2013
Adv Archana Deshmukh (Practicing Advocate) 19 July 2013
You can agree to adjust the penalty with the last installment you have to pay, if its possible then what's the harm. If the builder is cheating you if you feel then you can file in the consumer forum.
Advocate Sastry (Advocate) 19 July 2013
Agree with Advocate Archana... However better take in writing from the Builder regarding adjsutment of penalty at the time of last instalment..It will safeguard your position