Friendly Loan

1.) Contact a good local advocate for advice. 2.) You can file a case in police station and put the particulars in local newspaper. 3.) In my opinion you can approach court WITHIN 3 years from date of loan/agreement for ex-parte judgement, since he has disappeared. 4.) When he re-appears you could contact police station to arrest him after showing court judgement. 5.) Take note of all assets he has (For example: Any house or land he owns, any vehicle and its registration number, any bank account, any assets) because only in the hands of a SKILLED lawyer can you seize them after court judgement to make good of your debt.

You can also explore the possibility of entrusting this to a private detective to find his wherebaouts, as they are capable of tracing any one within in one month and can even provide the list of assets owned by him for further attachment.

But take care for filing suit within 3 years from date of agreement or due date if any prescribed in such agreement.

The facts posted suggests no criminal offence. As such, the Police have no jurisdiction to interfere in the matter. Anyhow, you file a civil case if the matter is within jurisdiction. If the summons could not be served, you have the option for substituted service. If you are able to identify properties, if any, belonging to him, you may seek attachment of the same.