I got married in 2004.My husband was working in a IT company. We both went to USA in 2006 after 2 yrs of our marriage.In 2009 Oct we come back to India.In this 3 yrs we try to have kids but never happened because my husband has a problem.The problem was there from beginning but as it was love marriage I never talk about this to anyone,thinking we will both solve this after seeking treatment.But in 2009 when we come back from USA My husband and his family started showing their different face.They started giving different allegation like I do affair in social site,I insult my father-in-low saying that her wife is uneducated, I marry him because he is a good earner, My family want money from him through myself (so he don't want to keep any relation to them), I have affair back home (so that i could not go to my place)"After facing tons of mental torture I decide to left him in 2010 June and went to my parents place and staying there for 1 yr. Again after our some mutual friends involvement makes us together and I came back in 2011 July. Since then I am facing mental torture like he don't want to have kids now because he won't face any doctor or consult about his impotency ,not giving me money for regular housing chore,everything he keep locked,don't allow me to do job.
I was running a house beauty parlour in USA and whatever I earned there, make a FD in my name in India which was made through our joint A/c. Now my husband claim that FD I should give to him as he can prove that I was not doing any job so it is his money only.
so when I ask for mutual divorce he want the FD then he will think. He has lot of money in bank and regular monthly income near about 1 lac so he will get a good lawyer.But I belong to a middle class family.
In this circumstances :
1.what step I should take to get divorce from him?
2. Can he claim the FD is belong to him as I have no evidence?
3.Can I get divorce on base of his impotency and not going for any treatment after 9 yrs of marriage Life?
Please Help!!!