legal mortagage..documents

There are several mortgages which are accepted in law.  An equitable mortgage is one such mortgage, where the borrower has to deposit his title deeds and then give a memorandum stating that he has availed financial facility from the bank and has already deposited the following title deeds with an intent to create an equitable mortgage, and this is most essential.  In the schedule of memorandum, the descripttion of entire title deeds must be mentioned and it serves as admitting, and also for taking the documents back after repayment of the loan.  The format is uniform in all banks.  (Sorry, if I could not understand your post and I have replied on presumptions.