loan amount not returned

1. An amount given to any relative should be settled/accepted as "bad debt" and forget and not to ask/expect for return.

2.  The alleged loan has no evidence to prove that you have paid the amount as loan.

3. Even if the amount of Rs. 2 lakh given by cheque as loan it is time barred and court can not help.

4. The amount of alleged loan was not for a consideration, despite the fact that you have paid by cheque.

Your posting suggests that there are deeper issues. Please post the complete facts.

the issue pertains to your family as such you may discuss with them to sortout the issue amicably.

Involve elders and resolve amicably, preferably.

a husband has just to annoy his in-laws (your wife will side them) on money matters and go to jail on dowry related charges (may be with parents and married/unmarried brother/sister and their spouces)

Money given to friends and relatives (of self/spouse) is always a charity in the garb of loan which is given in expectation of refund but always taken with intention of non-refund.

Such loan is taken by a person:-

1. Who lacks business sence and cannot raise funds out of his own business and suddenly wants to be rich.

1. who cannot raise bank loan because :-

Either

he himself is not creditworthy

Or

 the purpose for which he seeks loan is illegal

or

the purpose for which he seeks loan is not at all commercially viable.

1.  Who knows he can afford not to refund.
2. Who trusts his thick skin
3. Who intends not to refund
4. Who has made fortification against action of refund.

So he has to find someone who can part with his money. SO he finds a lender near him (fiend or relative)

Such loans are given by the persons :-

1. Who has surplus money.
2. Who displays and boasts of such surplus money.
3. Who stupidly believe that there will be a refund.
4. Fails to realise as to why he alone (not bank) is being contacted for loan.
5. Who has extreme trust on the debor
6. who are either stupid or extremely greedy of the unusual (or illegal) rate of interest.

Such loans are always given

1. Without documentation.
2. Without witness
3. Without guarantor.

Business started by such money  (easy money belonging to other) invariably fails.

Such loans always sink and not refunded.

The narration and wide advise by experts is sufficient.