Hi All,
am new to this forum. i have taken a loan in fullerton India bank. they said they approved the loan for 76k where as i got 72k when i asked them, they said the 4k is for Insurence i dont no what it is till now.
i paid 26 EMI's(total 35) after which my father and me both lost job, later on i got the job and he stopped working due to ill health. so now am the only person who is earning in my house. i got my previous company PF money so i thought to settel the loan balance since i am unable to pay the monthly EMI. i approched the bank but they always refuse it saying "sir it is good to pay EMI rather than paying in one shot", no body helped me out i called somany times they used to say server down or some or the other reason, then i stopped paying for 2 months. i got a call from recovery agent he asked me to come to office and talk. i went there but i did not had enough money to give, i requested for waiver he said its not possible pay full amount in one time if not leave it we know to take. i just came home and changed my number. now its been 2months. some how they got my office number now they started calling to that number somany times my HR called me and said please ask them not to call here if not you may be asked to leave the job. this is my new job can any one please help me.
Thanks
Kumar