Hi Friends/Dears/Sir/Madam/......,
Currently I do hold 3 PL with 17L, 18L & 8.9L and also 3 CC's having outstanding of 5L and a overall it comes upto 47L. Right now my current salary is about 94K and I'm unable to pay all these things within a period of 5 years. I can only pay upto 70K by making 20K for my household expenses. My question is
1) Is it possible to convert this 5 year term to a long term of 9 to 10 years.
2) As I don't have any assets like home, car or any other, I approached the bank and they're saying its not possible at all and you need to come to our office and we'll handover you to police custody and also they're harassing me that they'll be sending some goondas to hit me and do some nonsense infront of my family members and neighbors.
Can you please do assist me how can I pay this huge amount of 47 Lakhs as its not possible to pay at all within 5 years. If they can provide me some time I'll surely pay with all the interest of what they're currently added. Please do let me know whom do I need to contact for this. Don't ask me to talk to bank as they're not in a position even to listen my situations. I even wrote a letter to Karnataka CM and also to Honorable PM in his portal. But nothing is coming in my way. I've lost all my hopes even to live in this world with mental stress I'm bearing . So please do kindly help me out to come out of this situation.
