Dear Experts
I bought a flat which falls under Gram Panchayat Area (Non BMC),flat is under ready possession and most of the flats are already occupied, plan is sanctioned by collector office and all the docementations are available with Na and all.some of the flats are already morgage to local banks,I have completed all the necessary formalities for applying loan and submitted the file to one of the reputed govt bank,afte 1 and 1/2 months bank has denied the loan saying they want the occupancy certificate from the collector office however gram panchayat has provided the Occupany Certificate,i was totally depend on bank and now at 11th hour they have come up with this issue,please guide me in this regards as I already commited to builder that I will pay the balance within 1 month after registration and stamp duty and now its 1 1/2 month,as per builder bank is misguiding me no OC provide by the collector office and the gram panchayat is only authority in non-bmc area,please suggest