I had purchased a flat at vasai in 2009 and got possesion on same from builder directly . Occupancy certificate is NOT taken by builder but handed over possesion , formed co operative housing society too, Vasai virar mahanagarpalika is charging property tax too. and collecting also.
My questions
1) if occupancy certifitcate is not taken by builder how muncipality allows flat owners to stay
2) what can be done to safe on legel front and natural clamities and disasters
3) any more suggestion to safeguard our money n property