I suppose the proper construction of the forfeiture clause should be the entire past service of the Suspension Period will be forfeited. For that period he will not get any Leave Encashment or Pension. In this forum, there are many law professionals with profound knowledge. Please ponder on those points, highlight in the Court of Law and save the bank officers from being deprived racklessly.
YOU CAN CHALLENGE THIS LAW. The experts of this forum rendering charitable service of free advise generally do not have time for filing PIL without seeing all papers and without access to entire data.