i had taken a unsecured loan as on 28th march 2013, and returned a few amount of money as on 24 th feb 2014. the transaction was settled by us as with the outstanding amount to not be recovered . but as on today i recieved a notice claiming the balance amount . although it is not a courts notice , it is send by his lawyer. my question is can he claim the remaining amount after 28th march 2016 as the period of 3 years gets completed ????? also does the notice by his lawyer within a period of 3 years make his claim correct ??? plz suggest. there is no written agreement to this