SB account nominees claim,documents misplaced by bank.

1. Nominee is not owner and is just the hand to recieve and is a trusty that has to distribute to all legal heirs/successors.

 

Thue even if you prove that valid nomination was made in a/c the wife of deceased shall have to share the proceeds equally with all legal heirs/successors.

It is believed that you are Hindu. The classI legal heirs of deceased Hindu male are: Wife,sons ,daughters.....................

 

2. If you have evidence of valid nomination e.g. Nomination registration acknowledgment slip, entry in pass book etc then you have a claim on bank.............................and can even claim deficiency.

 

3. If bank has lost the record then bank is deficient.

 

4. If you don't have any record but bank has lost the record still bank is deficient.However did you succed to get in writing from bank that no nomination record is available?

 

5. If you don't have any record and one ClassI legal hier is unwilling, then he/she can move court.

 

 

 

If you have the atm and pin withdraw the funds and take care of the shares.Nominee records are electronically saved as well not only register. It ideally should be printed in the passbook front page. Else you will get it in account opening form. Provided he added nominee at account opening time.

Thanks Mr.kumar And siddharth. Since bank was scheduled bank, they were not had a good system of record keeping. 1. No column for nominee in the Pass book, hence the name of nominee is absent in the Pass book. 2.Account opening form not available with them,it's missing. 3.As per them the were maintaining separate documents it is also missing. 4.nominee register is not maintained. 5.We are trying to with alternative route but one of the claimant is not ready to sign. 6.Finally I'm in trouble.

1.No document available as a proof of nomination. 2.no ATM for the Account.

Mr Arun. You need to take it in written than bank is not able to find nomination details. If they accept it in written complain to their regional office and wait for 30 days. Then write to the rbi bank ombudsman. If there is any way to force them to find nominee form and rwgister only rbi can. May i ask which great bank is it? Which place and whether the amount is high?

Even if they refuse to give in written still you must complain describing all the hardships u r facing. Make the nominee sign all these letters not you.

It's carvery grameen bank. Located in mysore region, Amt is 50k.they have been searching from 6 months and continuing the same...

It's carvery grameen bank. Located in mysore region, Amt is 50k.they have been searching from 6 months and continuing the same...

Sorry for the late reply. I will be waiting for one more week. Before proceeding.

Sorry for the late reply. I will be waiting for one more week. Before proceeding.