Sir / madam, am working for group company of a MNC bank as asst.sales manager for unsecured business loans. Due to current market condition, business is not happening and my bosses are intimidating us that our services will be terminated, our salary will be held up... they are now started torturing us. Pls. tell (a) under what circumstances employee's services can be terminated (2) Can they hold our salary (3) In case of termination of services, what should employee do. Please help me by giving me your valuable advise. thank you