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X' person insured a life insurance policy with 'Y' an insurance company. 'X' submitted an Voter-id card for age proof. The Insurance company issued the policy number and collected the premium amount. 'X' died and its a natural death. 'x' wife is the nominee and beneficiary of the policy, after the death of 'X' she claimed for the policy amount.
The insurance company said the claim cannot be settled because the age given by her husband is “over age” as he is not at all eligible for doing a life insurance. And they also stated that they have proof with them regarding the age.
kindly advise me to approach further in this case.
Regards'
Pardha