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satish kumar   19 April 2009 at 11:45

encumberance certificate

please let us know what exatly the basic checks before i buy a flat(3BHK) so that i will not be cheated by realtors such as the land is in letigation etc...

And please let us know what exatly mean by encuberence certificate.

Pradeep Kumar Sharma   19 April 2009 at 11:40

iNCOME TAX Sec.54F

One of my client has made a profit of Rs.25 lac from selling shares of Pvt.Ltd. company. He gave the entire consideration to a promotor for purchase of a residential flat. My query is that whether Sec.54F deduction will be allowed ob booking a flat or the physical possession of the flat has to be taken withing stipulated time of one year. Besides that whether deduction under sec.54F is at all allowable for Booking a flat because it speaks of purchase of a residential house.

M J   19 April 2009 at 03:06

in a dangerous position

Today I am in a dangerous position where all my salary goes to repay the loan in different banks. I am paying almost 38000/-as EMI in different banks. I asked to the banks giving me a break from paying the EMIs. No banks are accepting my query and says that ECS can't be stopped.

Could you please let me know how do I login the below complaints/ If i login these complaint will it affect my career?

1. One Bank offered me a loan without in need of any urgency for money.

The bank said to me that they will open a new account and put the loan amount to this account. So it will not count on your loan summary. I was felt doing something wrong, but I fell on their soaping and agreed to take the loan. I have taken this amount as a loan only because of their frequent calls from for selling the loan though I don't have in need of taking the money.

2. The same Bank has given me two credit cards without my consent and I paid the amount Rs 8000/- for credit card bill which i have never used.

Once after my loan got sanctioned, I have received a call that asking what is your mother's name and then after few days I have received two credit cards on in my name and other one is in my mother's name, she is passed away 16 years back. I have never used this credit card, but after a month i have received credit card bill and asking me to pay the money. They keep on sending me the bill every month. One day I got a threatening call from this bank and says that he is calling from legal division and my name they are going to put in defaulters list. He asked me to go to the bank immediately and pay the amount. For avoiding this I went to bank and paid the amount 8000/- and logged a complaint that refund the money which I have paid for the creidt card which I have never used. Still I have not received any response on my complaint.

3. I need atleast one year break from paying the EMIs in differnt banks and after a year I will close all the loans.

Again I have keep on receiving a call from some other bank as I said to them that I have already a loan, though they offered me a loan.

But I unfortunately they all got sanctioned. Today I was in a dangerous position where all my salary goes to repay the loan in different bank. I am paying almost 38000/- as EMI in different banks. I asked to the banks giving me a break from paying the EMIs. No banks are accepting my query and says that ECS can't be stopped. Please I need one year break from paying the EMI and after a year I will close the loan.

I have not approached to any bank for a loan,except one bank, but they keep on calling to go for a personal loan . So that I forced to take the loan from different bank eventhough with out any need for the money. But today my life is something for paying the loan amount. I will pay all my commitments, but I need atleast one year break to complete this. I want to go back to the life which I was really enjoying with out any financial commitment to the bank. today I am not in a position to think freely, because i am guilt to God that I have broken the commitment which I had before God.

PRAKASHCHANDRA MARU   18 April 2009 at 23:47

regarding the sms and phone talking

hello
all respected sirs,
A married man and girl with the love without any kind physical relation [only telephonic love some time used to meet]for the last six month they were in relation during the said time both exchanghed sms many time like words i love u some sayari[words stating the loves in poetic mood] now girl married anyother place and forget the that man now any person told to a police that they both [married man and girl] have such type relation now police harass the man and threat to him to recover the all details from the m obile company of the sms and telephone pls inform the procedure to take the such type of details from the police or what kind of the defence
married person can take on his side thanks

PRAKASHCHANDRA MARU   18 April 2009 at 23:11

softwareof the legal documents

hello
sir i would like to know the addresses for the obtaining the softwares regarding the translation and for the law pls inform which can obtain from in India
thanks

PRAKASHCHANDRA MARU   18 April 2009 at 23:07

regarding the assistant public prosecutor exam

hello all respected sirs,
i just passed the written examination pis provide material if any for the preparing the oral exam or suggest the details of the oral examination
thanks to all

PRAKASHCHANDRA MARU   18 April 2009 at 23:03

regarding the rent

hello,
Respected sirs,
my client purchased the big home with tenant and executed the sale deed without the stating the details of the rent. after the purchasing the home my client demand to rent but he refuse to pay and till today the due amount is for the 18 months and tenant started to use this rented premises for the commercial purpose instead of residential purpose which was given for the resident purpose so i issued the legal notice stating the above two reasons but he replied that my client has closed to provide to primary facility which is fabricated now i want lodge the case for the eviction of the said premises are they proper cause for the evict the said premises

PRAKASHCHANDRA MARU   18 April 2009 at 22:50

regarding the writ petitiopn

hello all respected experts
i would like to stages and procedure of the writ petition provide if any material regarding the writ
thanks

PRAKASHCHANDRA MARU   18 April 2009 at 20:55

regarding the fees

hello all experts,
i was engaged as lawyer to obtain letter of administration at the stage of the time of the evidence of the case both party compromised and not given any kind of the fees as per decided [not a single rupees] they with draw all money which were in the post office and distributed into one another without informing which kind of the remedy for the lawyer available to recover the fees
thanks in advance


PRAKASHCHANDRA MARU   18 April 2009 at 20:49

regarding the bank

HELLO
ALL RESPECTED EXPERTS,
MY CLIENT HAVING THE BANK ACCOUNT IN THE ICICI BANK IN THE JAMNAGAR AS MR X IN THE SAME WAY THERE IS ANOTHER BANK ACCOUNT IN THE DELHI IN THE SAME BANK OF THE OTHER FELLOW AS SAME NAME AS X [ THE NAME OF THE ACCOUNT HOLDER OF JAMNAGAR AND THE DELHI ARE SAME] NOW QUESTION ARISE THAT MR X WHO LIVES IN THE DELHI BORROWED LOAN FROM THE BANK OF THE DELHI THE ACCOUNT HOLDER WHEN WENT TO WITHDRAW THE MONEY FROM THE BANK HE WAS INSTRUCTED THAT THE HIS BANK ACCOUNT IS BREEZED BECAUSE NON PAYMENT OF THE LOAN SO JAMNGAR BASED MR X DENIED AND COMMUNICATED TO THE ALL CONCERNED PERSONS TO UNFREEZE THE ACCOUNT BY THE EMAIL THAT NOT TAKEN THE LOAN BUT AFTER THE GIVING THE EMAIL THEN ALSO BANK WITHDRAW ALL THE AMOUNT FROM THE SALARY ACCOUNT AND DUE TO THIS REASON TWO CHEQUES GIVEN TO THE PARTY DISHONORED OF THE JAMNAGAR BASED MR X SO HE LODGED THE COMPLAINT IN THE CONSUMER COURT STATING THAT AFTER THE INTIMATION OF NO ANY KIND OF THE LOAN HOW BANK RECOVER THE SAID AMOUNT OF OTHER PERSON'S ACCOUNT MEANWHILE BANK REDEPOSITED THE AMOUNT WHICH WAS WITHDRAW ED BY IT.NOW WHICH KIND OF THE JUDGMENT I HAVE TO PRODUCE FOR THE DEFICIENCY OR FOR THE LOSS OF PRESTIGE OR OTHER DAMAGES PLS INFORM THANKS