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haresh   12 June 2008 at 16:10

STATUS OF ACCOUNT

IF AN INDIVIDUAL'S ACCOUNT ( TO BE SPECIFIC CREDIT CARD ACCOUNT) WITH ANY BANK IN INDIA GOES INTO SOME PROBLEM AND ULTIMATELY BOTH PARTIES ENTER MUTUALLY INTO A FULL & FINAL SETTLEMENT.

AFTER THIS FULL & FINAL SETTLEMENT THE INDIVIDUAL PAY THE AGREED AMOUNT AND THE
BANK ISSUES HIM A SETTLEMENT LETTER MENTIONING THAT NOTHING IS OUTSTANDING ON HIS ACCOUNT.

CAN THE BANK SHOW STATUS OF THE ACCOUNT AS A WRITTEN OFF ACCOUNT IN ANY OUTSIDE AGENCY.

MY VIEW IS THAT THE ACCOUNT IS A SETTLED
ACCOUNT AND CANNOT BE TERMED AS WRITTEN OFF ACCOUNT.

PLEASE ADVICE IF POSSIBLE WITH THE ACT WHICH IS USED TO DECIDE THIS POINT.

REGARDS
HARESH

Vijay Nair   12 June 2008 at 15:37

House loan for fathers property

My father owns a flat in Mumbai in a residential Co-operative Housing Society . We've been approached by a builder to redevelop the building . We've an option to go for extra area & we've to pay the builder as per the extra area we want to buy . I want to know -

1)Although the property is in my fathers name , can I avail of a home loan for the extra area we want to buy .
2)If No , can I become a joint owner & then avail of loan . How do I go about becoming a joint owner .
3)I've just been deputed to USA . Can I become a joint owner by registering the property in my fathers name & myself . I can issue a Power of Attorney to my father to sign on my behalf .

R.Rajendran   12 June 2008 at 14:33

POWER OF ATTORNEY FOR SELLING THE HOUSE

I request for your reply for the following queries:
1. Should all the heirs sign in the document of Power of Attorney?



2.Is it necessary to register the document of power of attorney for selling the house?



3.Should all the heirs come once again to the Registrar's Office to sign the Sale-deed document while selling the house?


R.Rajendran


saravanan   12 June 2008 at 13:33

applying for divorce

i got married last june in my native town. both of us are doctors by profession .she lived with me for a period of two months only.in sep 2007 she left me and living separately til now. she made simple things become big quarrels every day in those two months . she used to threaten me that she will commit suicide often . she is very much egoistic. her father and elder brother are lawyers by profession. thay came to my pklace on the day of separation and dealt with us in a aggressive way.. i and parents were verbally abused and got rash comments.rthey also told us that thay are capable of doing anything as they are lawyers. after 2 monthe i called her over phone.talked with her for an hour. she was not interested in talking with me. answered in mono syllables. finally she said that she she will reply that night. but didn't. till now there is no communication from her. she has also chanmmged her mobile no.now aftre all these harassment i am at the decision to bget legally sepsrated from her. please provide me the needfull advice

Chandan Garg   12 June 2008 at 11:50

Questionaries under FEMA act.

Thanks for my earlier question's Reply,

Can anybody Provide me the questionary under FEMA act for legal complaince audit

Bharat   11 June 2008 at 22:03

MEDICAL SERVICES DEFICIENCES

MY SISTER-IN-LAW HAD DEVELOPED BREST CANCER AND GOT OPERATED IN RAJIV GANDHI CANCER HOSPITAL IN HER RIGHT BREST. AFTER THE OPERATION SHE WAS DISCHARGED FROM THE HOSPITAL AND AFTER SOME TIME A NEW CANCER TISSUES HAD BEEN FOUND IN HER LEFT BREST.SHE WAS NOT AGREE TO BE OPERATED IN THE RAJIV GANDHI HOSPITAL AGIAN SO SHE TURNED TO A AURVEDIC HOSPIATL IN LUCKNOW WHERE SHE REMAIN ADMITTED FOR TWO MONTH AND PAID ABOUT 5 LAKH RS FOR THE TREATMENT. BEFORE THE TREATMENT THE DOCTORS OF THE SAID HOSPITAL HAD GIVEN THE ASSURANCE THAT IF ANY PATIENT OF CANCER WOULD BE TREATED IN THEIR HOSPITAL HE OR SHE WOULD BE ALRIGHT. DURING TWO MONTH STAY IN THE HOSPITAL THEY EXAMINED HER MINUTELY AND DECLAR IMPROVEMENT EVERYTIME. SHE RETRUNED DELHI AND THE DOCTORS OF RAJIV GANDHI,DHARMSHEELA AND EVEN AIIMS DECLARED HER LAST STAGE WHICH WAS VERY HARRASMENT FOR HER. THAN MY BROTHER-IN-LAW TOOK HER IN CHANDIGARH BUT IN VAIN. ON 9TH MAY SHE TOOK A STEP TO END HER LIFE AND REMAIN SUCCESSFUL. SHE IS NO MORE IN THIS WORLD. HOW CAN I GET THESE DOCTORS OF AURVEDIC HOSPITAL PUNISHED SO THAT THEY WILL NOT PLAY WITH THE LIFE OF OTHERS FOR THE SHAKE OF MONEY. PLEASE REPLY FOR THE SHAKE OF HUMANKING. THANKS

Bharat   11 June 2008 at 22:03

MEDICAL SERVICES DEFICIENCES

MY SISTER-IN-LAW HAD DEVELOPED BREST CANCER AND GOT OPERATED IN RAJIV GANDHI CANCER HOSPITAL IN HER RIGHT BREST. AFTER THE OPERATION SHE WAS DISCHARGED FROM THE HOSPITAL AND AFTER SOME TIME A NEW CANCER TISSUES HAD BEEN FOUND IN HER LEFT BREST.SHE WAS NOT AGREE TO BE OPERATED IN THE RAJIV GANDHI HOSPITAL AGIAN SO SHE TURNED TO A AURVEDIC HOSPIATL IN LUCKNOW WHERE SHE REMAIN ADMITTED FOR TWO MONTH AND PAID ABOUT 5 LAKH RS FOR THE TREATMENT. BEFORE THE TREATMENT THE DOCTORS OF THE SAID HOSPITAL HAD GIVEN THE ASSURANCE THAT IF ANY PATIENT OF CANCER WOULD BE TREATED IN THEIR HOSPITAL HE OR SHE WOULD BE ALRIGHT. DURING TWO MONTH STAY IN THE HOSPITAL THEY EXAMINED HER MINUTELY AND DECLAR IMPROVEMENT EVERYTIME. SHE RETRUNED DELHI AND THE DOCTORS OF RAJIV GANDHI,DHARMSHEELA AND EVEN AIIMS DECLARED HER LAST STAGE WHICH WAS VERY HARRASMENT FOR HER. THAN MY BROTHER-IN-LAW TOOK HER IN CHANDIGARH BUT IN VAIN. ON 9TH MAY SHE TOOK A STEP TO END HER LIFE AND REMAIN SUCCESSFUL. SHE IS NO MORE IN THIS WORLD. HOW CAN I GET THESE DOCTORS OF AURVEDIC HOSPITAL PUNISHED SO THAT THEY WILL NOT PLAY WITH THE LIFE OF OTHERS FOR THE SHAKE OF MONEY. PLEASE REPLY FOR THE SHAKE OF HUMANKIND. THANKS

Swarup Banerjee   11 June 2008 at 19:28

Can i elegible to get a Govt Service?

Respected Sir,

I would be highly obliged if you give me the positive answer. Sir I am a Civil defense volunteer I have been working with this concern since 5 years and performed so many duties on behalf of District Magistrate on the Critical situation on 14/05/08 D.M.office send us for Election Duties on the Panchayet Election with valid appointment letter.

Now My question is that Can I Claim for government Service?

Swarup Banerjee   11 June 2008 at 19:27

Can i elegible to get a Govt Service?

Respected Sir,

I would be highly obliged if you give me the positive answer. Sir I am a Civil defense volunteer I have been working with this concern since 5 years and performed so many duties on behalf of District Magistrate on the Critical situation on 14/05/08 D.M.office send us for Election Duties on the Panchayet Election with valid appointment letter.

Now My question is that Can I Claim for government Service?

Gururja Rao   11 June 2008 at 18:28

Stamp duty and registration fee

My friend is entering in to a lease agreement for commercial purpose for a period of five years, on a monthly rent of Rs30,000/-.And futher my friend agreed to enhance the rent by 6% on expiry of every two years during existance of first initial five years period.
when my friend approached registration office of Nampally, Hyderabad to find out what will be the stamp duty and registration fee for registering the lease agreement one of the officer informed him that the total stamp duty and registration for said lease agreement comes to Rs 18,000/- and above, without expalining how he arrived at such calculation.
Can any body help my friend by answering him how to calculate and what will be the proper stamp duty and registration fee in A.P for the aforesaid lease agreement with suitable case law if any, it is urgent tomarrow he is going for registration most probably.