Meenal
12 August 2009 at 13:26
A credit card was issued to me in 2003,which got stolen from me along with the other contents of my purse on 27th March 2008 at 8:30 pm. Accordingly I lodged a police complaint same day & informed the Bank within 24 hrs.
However, the card got misused to the tune of Rs.75,734/- before it got blocked. I signed none of the charge slips for these transactions.
All the above details were shared with variety of Bank representatives, contact centre (atleast 5-6 times), collections officer, risk officer.
I have never used this Bank's credit card and have not had any transactions on the card since issuance.
The incident occurred more than a year ago, and since then I have been following up with the contact centre for investigation. For the first 6 months they reversed the credit & were supposedly investigating. No communication was sent to me. However since the month of October 2008, Bank has been following up with me for the payments. I do not want to make the payment as I have not used the card.
I have raised the following queries to the Bank for which they have not given me a satisfactory response:-
1. As per the terms and conditions, the complaint regarding the lost card should be lodged within 24 hours. Then why am I being penalised.
2.As per the Bank they have done the investigation & apparently it has resulted in the Bank favor. I do not understand this point. Whom have they raised a dispute to? & why are they not sharing the details with me. The merchant bank where the card was misused does not have any record of dispute raised by ICICI Bank.
3. The investigations should have been started by Bank immediately after my lodging the complaint and ideally the charge slips should have been retrieved immediately from the merchant where the card was misused. Why did Bank wait for the expiry period of 6 months for the retrival. If the chargslips are old due to this time lag, I am not responsible for the same.
4. If the charge slips were retrieved on time, bank would have found out that that the signature on the charge slips did not match with that on the card and the culprits could have been caught at that time itself.
I have been getting calls from various agencies of the bank using different tacticts of threatening me & my family to pay up the amount which has doubled in the course of time.
Points which I have to support that my card was lost is that:
1.NC of the lost purse & card
2.Blocking of other credit cards during the same time
3.New PAN card & Driving license requisite, which was also lost with the purse.
4.The card was never used by me since inception(2003)
5.I obviously have not signed on the chargeslips
Please let me know if my stand of not making the payment is correct & if the Bank can take any legal action on me. Thanks.
Ruchi
12 August 2009 at 12:37
My father-in-law purchased a house around 10 yrs ago.But the house registry is in the name of my two brother-in-laws. We are the youngest in our family.Can we ask for our share in this house as house registry neither includes my father-in-law's name nor my husband's name ?
My father-in-law invested his funds to purchase this house.
JAGNARAIN SHARMA
12 August 2009 at 09:56
CITATION IS PUBLISHED IN AIR OR ANY OTHER LAW JOURNAL, I AM NOT AWARE(JUDGMENT IS DT. 30-1-2009 AND PTI HAS RELESED THE NEWS AS GIVEN BELOW)
PTI
First Published : 01 Feb 2009 02:34:38 PM IST
Last Updated :
NEW DELHI: The Supreme Court has held that a district collector is not a judge and as such cannot seek immunity from prosecution in criminal cases.
A bench of Justices R V Raveendran and J M Panchal ruled that the immunity granted to judges under Section 77 IPC would not be available to district collectors or the land acquisition officers who acquire private lands and award compensation.
"The Collector is neither a Judge as defined under Section 19 nor does he act judicially, when discharging any of the functions under the (Land Acquisition) Act. Therefore he is not entitled to protection under Section 77 IPC," the apex court observed.
The apex court passed the ruling while setting aside a Rajasthan High Court order wherein the latter had quashed the FIR registered against the Jaipur district collector in a land acquisition case.
The FIR alleges that the Collector while acquiring certain private lands had grabbed lands belonging to the Rajasthan Housing Board in collusion with some having vested interest.
The local police had registered a case of cheating and fraud against the district collector but the High Court quashed the FIR on the ground that the official had acted in his official capacity as a "judge" and as such was entitled to the immunity granted under Section 77 IPC.
Supreme Court has delivered a landmark judgeenet " Collectors cannot seek immunity in criminal cases". In fact nobody can be given immunity in criminal and corruption cases not even the PRESIDENT OF INDIA. The moment immunity is given it allows corruption and malpractices. AS it is INDIA HAS become a CRIMINALS PARADISE. This is dangerous and image of the country is bad internationally, TRANSPARENCY INTERNATIONAL HAS ALREADY puit India as highly corrupt. This is bad and must be erased by expeditious judgements and punishments by confiscating illgotten money. B S Ganesh, ganshar@dataone.in 70/9 Basappa Layout, Hanumanthnagar, BANGALORE 560 019
By B S GANESH 2/1/2009 9:57:00 PM
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India Express Buzz
Apurva Kumar
12 August 2009 at 07:44
Dear Sir/Mam,
As we all know that in 1993 sec 364B was added which says-kidnapping for ransom, in which maximum punishment extends to -shall be punishable with death, now the case is that in one of my cri appeal i.e also a death reference client has been awarded in rareast of rare catogry death penality court has asked to guard them that in indian history how many times same has been granted so i need ur alls help in whatever means u can citation will do along with valuable enlightment!
Regards!
AP!(apurvakrsharma@gmail.com)
Amar
12 August 2009 at 02:03
Hello, We have a tenent that we are trying to evict for the past couple of years. We need the premise for our personal use, unfortunately everytime we appear to the court we are given new dates and there never seems to any closure. Any suggestions would be greatly appreciated!!!
Thanks
harkirat singh
11 August 2009 at 23:30
Dear All
I have joined a small pvt ltd company and filled form32 as directed by Ca of company. there after i given secured loan to that company whose authorised capital is 100000.
the loan amount is 1500000/- and all money is transfered on line to company's account.Now one of the director does't want to get me as director and want to do malpractice. sine funds are already transfered to company and to onedirector's father account.
My query is in case any dispute happens on secured loan how this money to be recovered and how can these directors are punished by law.
No receipt has been obtained yet, but money transfered is by on line and small amount deposited cash for which pay in slip has my pan number and name
How legally I can become strong. Secondly 1100,000/- I gave on interest for which promissory note is received and cheque is yet to be received.
In case they don't pay back what is legal action for both of above cases
Regards
harkirat singh
11 August 2009 at 23:27
Dear All
I have joined a small pvt ltd company and filled form32 as directed by Ca of company. there after i given secured loan to that company whose authorised capital is 100000.
the loan amount is 1500000/- and all money is transfered on line to companies account.Now one of the director does't want to get me as director and want to do malpractice. sine funds are already transfered to company and to one of their fathers account.
My query is in case dispute happens on secured loan how this money to be recovered and how can other directors punished by law.
No receipt has been obtained yet, but money transfered is by on line and small amount deposited cash for which pay in slip has my pan number and name
How legally I can become strong. Secondly 200000/- I gave on interest for which promissory note is received and cheque is yet to be received.
In case they don't pay back what is legal action for both of above cases
Regards
PRAKASHCHANDRA MARU
11 August 2009 at 22:14
hello all learned experts
A COMPANY WOULD LIKE TO EXECUTE THE LEASE DEED FOR THE THREE YEARS WITH MY CLIENT I PREPARED AND SENT TO COMPANY COMAPNY WILLING TO EXECUTE THE LEASE DEED BUT BEFORE MAKING IT COMPANY SEND NOVATION THAT WE HAVE TO FILL AND FORWARD TO COMAPNY IT IS NEW FOR ME I READ IT AND I UNDERSTOOD THAT IT SHOULD BE PREPARED AFTER THE EXECUTING THE REALESE DEED BECAUSE IN THE NOATION DEED IT WAS STATED THE STATE THE STAMP DUYTY SERIAL NO-OF DEED AND DATE OF EXECUTING DATE AM I RIGHT IF I MISUNDERSTOOD PLS CLARFY THANKS IN ADVANCE
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