Significance of mutation in revenue records
ASIM
(Querist) 26 June 2013
This query is : Resolved
Whether 'mutation' of a names of mother, daughter and son of a deceased person's name in place of such deceased person sufficient to prove that son is the new owner of the property ?
The reason why I have raised this query is that a Bank official, whom I approached for loan on such a property/, as explained above, advised me that-
a-'...mutation only shows who is liable to pay land-revenue to Government...' and;
b-'...is not a conclusive evidence of ownership';
c-'...mutation does not convey that such person whose name is mutated is the owner of such property...'.
He insisted that i produce succession-certificate instead of going for mutation.
However, in response to my earlier query, I was advised for going for mutation in respect of such property where after death of original owner there are only three claimants, viz. widow, son and daughter.
Is the Banker trying to avoid sanction of loan on ground or is there any truth/part-truth in his statement. It is possible that I have not clearly understood the advice given by the Experts. Please suggest and guide.
Regards,
Anirudh
(Expert) 26 June 2013
Please put this query in the same thread where you had been earlier advised.
Raj Kumar Makkad
(Expert) 26 June 2013
The entries of Jamabandi and mutation are perse admissible in evidence and the contents thereto are treated to be true unless contradicted. The opinion of banker is wrong. Even then a chain of title can be got obtained through a lawyer.
Rajendra K Goyal
(Expert) 26 June 2013
I agree that the banker is avoiding loan. In case of doubt Bank should ask legal opinion on the revenue record from their law department or Advocate and if any adverse point noted may ask for rectification from your side.
You may consult another Bank or write the matter to their controllers.
Anirudh
(Expert) 26 June 2013
I see that even though the querist was asked by me to post his subsequent query in the original thread, still experts have answered in this fresh thread itself.
Mr. Asim, on what basis you got the mutation done in revenue records? Can you please explain.
prabhakar singh
(Expert) 26 June 2013
IT SEEMS MR. ASIM IS FOND OF SHORT CUTS.
Raj Kumar Makkad
(Expert) 27 June 2013
If all experts decide not to reply such queries which has been posted in a new thread then it shall be a good decision.
ASIM
(Querist) 28 June 2013
I thank the experts who have given their valuable time to reply to the Query despite the technical irregularity of having not posted in the same threat. This was not intentional and I regret the inconvenience caused. The Query has been posted in the same thread as suggested. Regards
