Relief from Bank
Abhishek Mawle
(Querist) 25 March 2011
This query is : Open
I have a Bachelor's in Mechanical Engineering with Distinction. I also have undergone certifications courses in MCSE 2003 and CCNA
In the year 2007,I obtained an education loan from State Bank of India to do my Master’s in Business Administration in USA.
I was in USA from 2007 - 2010.I was trying to get my Master's in Business Administration from Texas A & M University and one day while playing lawn tennis I hurt my back and had a torn meniscus in my left knee. I went to University hospital to get treated buy they would not accept my insurance (New India Assurance) from India.
I went to emergency room at Christus Spohn and they said it is not life threatening hence they would not treat it, but I was unable to walk and in deep pain.
I went and I complained to the International students advisor at the university about the state of affairs for foreign students and I told to her, informed my professors about my situation and left India for treatment. The professors gave me the permission for medical leave.
When I came back, I requested the professors to take the test, they refused and told me to take it in the next semester incidentally there were two professors, who were on one hand allowing me to take the test but on other hand threatening me in private by saying along the lines we will make your life miserable here. I subsequently sent a letter to the Dean of Business School at Texas A & M University, Kingsville requesting her to allow me to change my professors and was told by her “why do not you go back to India” and the next day she filed a false complaint stating that I am a terrorist who is trying to assassinate the vice president of United States Dick Cheney and also trying to blow up the Texas A & M University Building further this was statement given by the two professors under whom I was taking the course and not getting along, to the police and three students on campus through a sworn affidavit.
I was detained by the University Police and served a suspension letter by Dean of Student Affairs.
Here’s the link to that news
http://www.caller.com/news/2008/mar/06/am-kingsville-graduate-student-alleges-cultural/
I immediately faxed the copy of the complaint and the suspension order to Indian Embassy, Washington DC and subsequently I was able to talk to Ms.Aarti Krishnan, Community development officer and she told me to send an email to Mr S.S.Sinha, Community Affairs Minister which I did but I never received any response.
After Two Days I was expelled from the university.
Strangely the same university gave me an award for academic achievement 6 months ago.
I filed an appeal with the US federal court in Corpus Christi, Texas suing the University.
In the mean time I lost my immigration status. My lawyer who is of polish origin helped me. The Judge was biased and did not let the case go to trial and allow me to depose or cross examine witnesses and eventually dismissed my case in the court in spite of the fact university was not able to substantiate any of the charges leveled against me.
I did not appeal against the dismissal in the Circuit of Appeals since my lawyer was saying she does not have that kind of money to spend and neither did I have that much money, she already by then had helped me file an Initial appeal in the Federal Court for free, which was good on part of her. If Indian embassy could have filed an amicus curiae petition in the Federal Court and fought the case simultaneously putting pressure through other channels on United States Government the result would have been much different.
Similar Instances have happened to other students in USA.I remember of one famous that was of IIT Gold Medalist Vikram Buddhi who is right now serving time in Jail on the alleged charge of threatening to assassinate the President George Bush and his advisors, which is also unsubstantiated.
Recently I have heard about Tri Valley University students from India being ill treated by US authorities and tagged with Ankle Monitors.
My Lawyer and I wrote to the Minister for community affair at New York, USA several times but they never gave me any support or least responded. A junior officer at the embassy told me not to waste time and further stated you would receive help only if you are a son or relative of politician or a top bureaucrat.
Now State Bank of India has sent a notice demanding me to repay the education loan of Rs 15 lakhs taken from them to complete my Master’s Program in USA, which I could not complete
I want Educational Loan given by State Bank of India to be waived since Ministry of External affairs nor the then Indian Government did not support me, which resulted in discontinuation of my studies and return to India. All I got was trouble some under American Authorities and little more by Indian Authorities due to their willful neglect. How do I reply to their Notice?
I am paying for my nice behavior.
The bank as mentioned in its sanction letter had bought SBI Shield against me and my father hence can claim the loan amount from the insurance fund.
Further I intend to file a writ in High court against Ministry of Overseas Indian Affairs (MOIA), Minister of External Affairs (MEA) and State Bank of India for providing me much needed help during the above mentioned incidents thereby failing in its duty miserably to protect citizen of India abroad who is sovereign as per the constitution of Republic of India.
