Querist :
Anonymous
(Querist) 17 March 2021
This query is : Resolved
I have applied recently for a personal Loan from one of private Bank and an executive visited my place and collected signatures on the application and also the empty cheques without my signature for my bank account. I have sent all the necessary documents in email and no one turned back to me nor any verification happened for the original documents and they have not taken any confirmation signatures on the agreement loan deed.
But the loan get disbursed to my account, After a week i received a welcome email from Bank when I looked at the documents in the email all the documents have been signed including my cheques but i signed only on the application form. If I see them deeply in the document I figured out that my signature has been forged even on my bank cheques as well. I have contacted the bank, but no proper response from them. How to proceed on this legally ?
K.S.Ramaswamy Advocate
(Expert) 17 March 2021
In my view again contact the concerned Branch Manager of the Bank and explain him what had exactly happend and try to solve your issue at that stage, and if things do not go on well, immediately consult a prudent lawyer and proceed in the matter..
kavksatyanarayana
(Expert) 17 March 2021
Yes. You shall meet the BM concerned and tell him what is true. If he does not hear your words, tell him that you will file a case regarding the forgery. You shall consult an experienced and well knowledged advocate and file case.
Advocate Bhartesh goyal
(Expert) 18 March 2021
Query seems a imaginary story. What was the interest and why bank officials had put forged signatures on cheques and on other papers for disbursing you loan.? If the facts are real then lodge FIR against bank officials.
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