Sirs, I availed a car loan from a NBFC . I have now paid all the emi's with some delays during the tenure. But the finance co has appropriated a part of it towards additional finance charges. I did give a settlement working based on thenumber of days delayed for the emi's. It has not been accepted and are insisting that only emi's are outstanding and also further AFC and incidental charges without any explanation. I gave a caveat on 22nd of this monthand informed that since my settlement request has not been accepted iam going for legal redressal. But today ie 30th i have received a repossession notice from their lawyer with the excess charges of the finance co and state that if i do not pay before 8th dec - the vehicle will be repossessed. What should I do now. Their charges are very high and do i have legal redressal. My Thanks in Advance
