Hi,
Due to unemployment I was not able to pay for my HSBC credit card loan. After i got a job opted for settlement with HSBC. The settlement amount came to INR 35000.00.I opted for installments and a letter was issued by HSBC.The 2 cheques given by me were cleared the third cheque was of HSBC bank despite having funds it bounced as the bank had freezed my account. I requested them to clear it as i can give letter in written but instead of that they filled a case against me under section 138. Although i have cleared the full settlement amount the bank is not ready to withdraw the case. nor have they issued a null statement.
After speaking to the bank they state that it was not paid in time so its complicated.
Kindly guide what to be done.
Regards
Amit
