our company had taken a private loan from private finance firm.before disbursing they took blank perosnal account cheques.due to some technical problems we had to close our company for five to six months and were unable to pay their monthly installments.we are based in mumbai and the finance firm has office in delhi and mumbai, one day they presented two cheques and put triple amount of figures in it and presented in bank.then they put sec138 in delhi court.now every month i have to come to delhi and also their lawyers are insisting to pay triple amount to that of the loan amount in just ten months.can i take permanent exemption and also what is the best way to discharge the case in fast manner.