IN A CASE MR X OWNER OF A SCOTTY
SCOTTY WAS HIT BY A TRUCK AND AFTER THAT TRUCK RAN AWAY. WHEN THE SAME CAME TO NOTICE TO MR X NO FIR WAS REGISTERED AT THAT TIME.
AFTER A GAP OF TWO TO THREE DAYS THE SCOOTY WAS TAKEN TO THE AGENCY AND AFTER DOING FORMALITIES THEY FORWARDED THE CASE TO THE INSURANCE COMPANY WHERE MR X NARRATED ALL THE STORY ABOUT THE HIT & RUN CASE AND ABOUT NO FIR WAS DONE. AT THAT TIME IT WAS SAID THE VEHICHLE IS NOT IN A CONDITION TO BE REPAIRED AS SUCH THE CASE CAN BE CONSIDERED AS TOTAL LOSS WHERE AS MR X SAID CONSENTED THE SAME.
NOW AFTER A GAP OF FOUR TO FIVE MONTHS THE SURVEYOR APPROACHED THE OWNER AND SAID THE SAID VEHICLE CASE CANNOT BE FINALIZED BECAUSE THE FIR WAS NOT DONE AT THAT TIME.
THERE IS A PROVESSION NO FIR IS REQUIRED IF THE CLAIM IS UNDER 50,000 IN THIS REGARD KINDLY SUGGEST ME HOW TO PROCEED.