Sir,I have ICICI bank cr card since 04 years & made regular payments till Jan 2010.Due to my job lost in July 2008 on medical ground , I could not make payment after Jan 2010.My due amt was Rs 40000 on Jan 2010.Bank stretch due amount to Rs 60000 on march 2011.Bank has only one aim to prolong time & raise my due amount.My card credit limit is Rs 39000.At present I am doing tution work to grow my family.Inspite of having very less income I am trying to settle my card dues & send total 03 mails to customer care ICICI bank in different months.I also had meeting with bank manager Mr Lokendra Lakhani in ICICI bank Malav pariser branch on Feb 2010,on Aug 2010 & on 15 March 2011 & request him to settle my card dues to give me reasonable offer to pay dues in 10 installments.After repeatative request,bank give me offer to pay Rs 32000 in 02 installments.Mean while bank collection agent daily pressurise me illegaly to accept this offer.Bank agent harrest me 3/4 times daily & visit my home after 19:00 hours.This un justified non co-operation indicates that ,bank only want to stretch my due amount.Bank has no importance for customer who is standing in front of him since 15 months.I am getting bad treatment only due to my honesty to clear dues.Then I complaint to BO,RBI &ICICI redressal on March 28 2011.Even after complaint bank recovery agents trying to show muscle power & treatme uncivelised manner in presence of my family.Now on 01 April 2011 bank manager called me & trying me to my consent for legal action against me.What can I do now?What will be the verdict / action on me?HOw much time be consumed? From manjeetawal@yahoo.co.in
