Promissory note

Witness is essential, notary not needed.

Agreed with Mr. Vinod Shah,Mr. Bhartesh Goyal.

This discussion has thrown new issues. Most of the promissory notes by banks does not have witness, what is its legal status.

Yes sir it is true but we are taking some extreme steps in cross to confuse the bank staff and most of time we achieve our objective.

By proper prepration of cross examination we fire series of questions in rapid succession and insist for YES OR NO answer.

Few examples-

1) Any record of identity of persons who have signed.

2) Was it signed before you.

If the witness says YES  be ready ready before hand for supplimentry question THAT what is the record that you were present on that day at the place where these documents were signed.

Who were other persons present.

3) Have you brought any record from your bank for existance of these documents on that partaicular day.

    AND MANY SUCH QUESTIONS IN RAPID FIRE NOT ALLOWING TIME TO THINK TO THE WITNENESS.  PREPARE SUPPLEMENTRY QUESTIONS IN ADVANCE ANTICIPATING ADVERSE ANSWER.

While we are sucessful in such methods without exception  but others could no repeat it due to lack of prepration. Questions has to be in rapid fire one after another and the witness should not be allowed any other explanation other than  YES OR NO. Even one no answer will confuse the witness and his whole thinking/ reasoning process will stop.