Dear All,
I was working with a private bank since oct 2007, and in dec 2009 i was down with depression and the bank was duly informed of my condition by my wife. My colleagues had come to meet me and i was in a mentally incapacitated state. The following year my salary was stopped and then suddenly resumed. I had to go to Thailand for medical treatment from Nov 2010 till Jan 2011 and in Feb 2011 I reported back to my supervisor and informed him of the salary being credited.
In the presence of my supervisor the Head HR had come and talked to me and told me that i need to provide all the necessary medical documents as well as pay back the money credited into my account which amounts to around Rs 4,10,000 and they'd put up the matter with Central HR and then i can join back. During the month of March 2011, I took a loan of 3 lakhs and credited into my account. The matter is still not resolved as of today (July 8, 2011). Now from the period of Feb to July 2011, I had been using the loan amount for my daily requirements, as a result of which I might have to take another loan when asked to fund the account.
Now I'm kinda stuck, as i need some income, I'm in no position to take up another loan to pay them back.
What happens if i forego the payment and look for another job?
Is there a way that i can ask for a rebate of some sort considering the months that went by without any progress on my case?
If i submit my resignation without settling the full and final, will i get my PF? can i ask for a relieving letter? what is the best possible way that i can settle this matteR?
Thanks for your advice in advance!