Hello Everyone,
I am 28 yrs old. I took Rs. 4,00,000 from PNB as a education loan from 2007 to 2009.My repayment period was started from Aug, 2009. Till the day I hardly repay Rs. 50,000/- to the bank. It's because of I am suffering from huge health problem. In Jan, 2011 I recieved heart attack. I was very critical and expand Rs. 4,26,000 for angioplasty and more than Rs.1,00,000 till the day to other checkup and medicines. The wholesum amount I spend with the help of friends and relatives.
At present I am not in a position to start job. But, doctor spoke me in next 4 to 5 month you may start your job.
In these days bank officer regulary interact me and share very hard words for repayment. Day before yesterday I found a hardcopy of letter which was send by a Lawyer from high court. In the letter they maintain me to pay Rs.93,000/- in 15th day other wise you will charge under section 138 b.
I want to pay the loan but at present I don't have any option remains.
Anyone kindly help me to recover from this.