I WAS REMAIN BRANCH MANAGER. NO COMPLAINT AGAINST ME FROM MY STAFF, CUSTMER, MANAGEMANT, AND IN ALL AUDIT.THE BRANCH WAS FINACAL EVERY ENTRY WAS MADE BY TWO PERSONS.IN THE FINANCIAL YEAR 2008-2009 BRANCH EARNED PORFIT OF RS 11.86 LAKH AGAINST THE TARGET OF 5.00 LAKHS.
SUDDENLY A SUSPENSION WAS GIVEN TO ME FOR VARIOUS IRREGULARITY BUT NO FINACIAL LOSS TO THE BANK.THE CHARGE SHEET WAS GIVEN IN WHICH NO FINACIAL LOSS TO THE BANK MENTIONED. THE REPLY WAS GIVEN BY ME.
THE INQUIRY AGAINST ME WAS CONDUCTED IN WHICH I TOOK THE PARTICIPATION BUT I WAS ON MEDICAL LEAVE.THE INQUIRY OFFICER CONDUCT THE INQUIRY OFFICER EXPARTY ON DAILY BASIS ALL THESE PROCEEDING WAS I RECEIVED FIVE TO SIX DAY LATE AND LAST DAY PROCEEDING I NOT RECEIVED.I WRRITEN SO MAY LETTER TO INQUIRY OFFICER FOR PARICIPATING IN INQUIRY BUT ALL LETTER WAS RETURNED UNDELIVRED.
I ALSO WRITTEN LETTER TO DSCIPLINARY OFFICER FOR PARTICIPATINY IN IN INQUIRY BUT HE NOT REPLY MY LETTERS.
THE INQUIRY REPORT WAS GIVEN. NO FINACIAL LOSS TO THE BANK MENTIONED. THE CHARGES WAS PROVED BY THE WITNESS OF TWO STAFF MEMBRES WHO WORK WITH ME AND THE BRANCH MANAGER WHO REPLACE ME .I HAVE MADE MY ALL CLERIFICATION IN MY REPLY THAT WHY MY LETTER FOR PARTICIPATION IN INQUIRY WAS NOT RECEIVED WHERAS HE WAS IN OFFICE AND HIS OTHER STAFF WAS ALSO AVAILABLE.AND WAY MY LETTER WAS NOT REPALYED BY DISCIPLINERY OFFICER .BUT DISCIPLINARY OFFICER DISSMISSED FROM SERVIVE.AND NOW THE MATTER IS PENDING IN CIVIL COURT.
I HAVE SUFFRED A HEAVY LOSS OF 13 YEAR SERVICE +PORVIDENT FUND +GRATUTY+LEAVE ENCASHMENT ETC.
NOW THE PROBLEM COMES AGAIN.
1 DURING THE PERIOD OF SERVICE 22 LOAN ACCOUNT WAS GIVEN BY WHICH WAS SANCTIONED BY HEAD OFFICE.ALL THE DOCUMENT WAS COMPLETE IN ALL RESPECT AND NO COMPLAINT FROM MANAGENT.OUT OF THESE 22 ACCOUNT 20 ACCOUNT WAS CLOSED TILL DATE
2 THE BALANCE CONFIRMATION IN ALL LOAN ACCOUNT AS WELL AS THEIR SAVING ACCOUNT WAS TAKEN BY PRENT MANAGER ON THE STAMP OF RS 2/- ALL THE BORRWER CONFIRMING THER BALANCE AS WELL ENTRY IN THEIR ACCOUNT THIS IS A LEGAL DOCUMENT AGAIN NO COMPLAINT .
3 A FIR UNDER SEC 406 WAS LODGE BY PRESNT MANAGER MENTIONING IRREGULARITY IN FOUR LOAN ACCOUNT I AGAIN RPELY TO THE POLICE AND F.R IS GIVEN BUY POLICE.IN 2013.
4 THIS F.R IS BEING PROTEST IN COURT BY BANK.AND I HAVE RECEIVED NOTICE UNDER 406 THE PRESENT POSITION OF ALL THESE LOAN ACCOUNT NAMED (A),(B),(C),(D) AS UNDER
LOAN ACCOUNT (A) AND (B) THESE TWO ACCOUNT WAS FULLY AND DOCUMENTED THE BALANCE CONFIRMATION ON RS. 2- AND IN SAVING ACCOUNT IS BEING GIVEN BY BORROWER.THESE TWO ARE PRESENTLY CLOSED NOW.NOW ONLY TWO ACCOUNT REMAINS.
(C) THIS LOAN ACCOUNT WAS FULLY DOCUMNTED BALANCE CONFIRMATION IS BEING TAKEN BY PRESENT MANAGER BUT THIS BORROWER IS MULTY BANKING BORROWER WHICH I REPORT TO THE BANK AND LOOKING TOWARD THE DANGER TO THE BANK A CASE UNDER SEC 138 WAS LODGE BY ME WHICH DULY SANCTION BY BANK THE BORROWER WAS ARRESTED TWO TIME BUT NO WITNESS CAME FROM BANK FURTHER THE CASE U.SEC 138 WAS DISSMISSED DUE TO NON AVAILIBLITY OF WITNESS .A SECURISATION NOTICE WAS ALSO GIVEN BY ME THESE FACTS ARE NOT IN FIR MADE BY PRESENT MANAGER. THE TWO GURRANTORES ARE ALSO AVAILABLE IN THIS LOAN.
(D) THIS LOAN ACCOUNT WAS FULLY DOCUMNTED BALANCE CONFIRMATION IS BEING TAKEN BY PRESENT MANAGER BUT THIS BORROWER IS MULTY BANKING BORROWER WHICH I REPORT TO THE BANK AND .A SECURISATION CASE IS BEING LODGE BY PRESENT MANAGER IN WHICH THE BORROWER AS WELL AS CO BORROWER AGREE TO PAY THE LOAN AMOUNT . THESE FACTS ARE NOT IN FIR MADE BY PRESENT MANAGER. THE TWO GURRANTORES ARE ALSO AVAILABLE IN THIS LOAN.
NOW A DAYS I HAVE NO SOURCE OF INCOME DO THE JOB IN HARD CONDITION REACH THE BRANCH DEPOSIT FROM RS 11000- TO 16.20 CRORE IN FOUR YEAR GIVEN 22 LOAN ACCOUNT AND OUT OF WHICH 20 ARE CLOSED . AND IF A PROPER FOLLOW UP WAS GIVEN BY THE BANK THESE TWO CAN CLOSED.IN MY OPINION THE MANAGEMENT TRYING TO PROVE MY DISSMISSEL WRITE BY LODGING THIS FIR.
PLEASE GUIDE ME I AM IN UNDER TREMEDOUS PRESSER THESE DAYS.
