Banking
Prashant
(Querist) 20 May 2009
This query is : Resolved
If I take a locker with the bank and in case the robbery takes place in the bank and my locker is also robbed. So is it a duty of banker to take care of articles kept in the locker or even if the things are kept in locker bank is not responsible for such mishaps. If bank is responsible then how bank will settle my claims for damages because the bank does not know what I have kept in the locker. Similarly is there insurance for the same. Against whom I have to file complaint.
Thanks
A V Vishal
(Expert) 20 May 2009
Dear Prasant,
Hiring of a bank locker is a contract in the nature of bailment. Owner of valuables parts with constructive possession and pays for locker hire charges to the bank for their safe custody.
In case of any loss arising due to negligence of the bank or due to non performance of the duties attached to the bailee, the loss can be recovered from the bank. A civil suit may be filed for recovery of the loss arising due to any untoward incident.
