Bouncing of undated cheques

KOUSTUV DEY (Querist) 05 August 2009 This query is : Resolved
I would like to have the defence arguments and relevant case judgements on the following :
While applying for a loan undated cheques given to a bank on A/c of EMI payment;subsequently bank verbally suggest to change the mode of repayment to ECS with the verbal assurance of returning the said cheques immediately and accordingly the mode of repayment was changed to ECS only; but bank did not return the said cheques; loan amount disbursed and regularly repaid through ECS till 14 months; because of financial reasons ECS bounced and bank file case under NI Act following the bounce of the said undated cheques; In the meantime 2 letters were sent as reminders to return the said void cheques but no reply from the bank.

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DEFENSE ADVOCATE.-firmaction@g (Expert) 17 June 2010
The accused will win, you have to frame proper leading questions in cross examination.

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