can a advocate of bank can reply to 13(2) notice or only authorise officer has to do
Querist :
Anonymous
(Querist) 23 January 2011
This query is : Open
Bank has issued us 13(2) not giving reason why our account became NPA neither asking us to deposit any default amount,they directly issued us 13(2) notice by their authorise officer,we replied saying that we are paying insalment and interest on timely,mere small default how can you make my account NPA and we requested not to proceed with 13(4) notice,we will clear if any due,we paid lot of money there after also but even after taking money and instalment they issued us 13(4).
We reply to 13(2) than again we got reply of our 13(2) reply by not authoirse officer instead we got reply by their advocate,it is like some judge authorise some advocate to deliver judgement,whether in eye of law is it valid?
