Credit card issue
talkadsrinivasandwarakanath
(Querist) 20 September 2016
This query is : Resolved
I had a credit card and the outstanding balance was Rs11000/- in the year 1999.now I am getting a call from a agency guy.what is the procedure since I am not familiar in this matter
adv.bharat @ PUNE
(Expert) 20 September 2016
Why u had not paid the due amount?
If u paid it in time then you could avoid further consequences.
U need to pay it right now with the interest.
Raj Kumar Makkad
(Expert) 20 September 2016
As the debt is time barred by 3 years so you don't care as no recovery from you can be legally effected.
Kumar Doab
(Expert) 20 September 2016
Record all calls.
Ask them gently to send their communications by Redg. Post from Post office only.
R.K Nanda
(Expert) 20 September 2016
Bank case is now time barred.
Rajendra K Goyal
(Expert) 20 September 2016
Claim is time barred, agree with Kumar Doab.
talkadsrinivasandwarakanath
(Querist) 21 September 2016
I thank those who have given advice.I am also an advocate practising but not well versed in such cases and is there any method to curtail them in approaching us.
talkadsrinivasandwarakanath
(Querist) 21 September 2016
I thank those who have given advice.I am also an advocate practising but not well versed in such cases and is there any method to curtail them in approaching us.
Ms.Usha Kapoor
(Expert) 21 September 2016
Be relieved! No recovery proceedings in view of the debt being timebarred.
Ms.Usha Kapoor
(Expert) 21 September 2016
Be relieved! No recovery proceedings in view of the debt being timebarred.
Rajendra K Goyal
(Expert) 22 September 2016
If you are advocate, can discuss with some senior.