Sir, My office (Central Govt.) has House Loan Scheme for its emplloyees based on the legal and technical appraisal clearance from HDFC as they have tie-up for document scrutiny with HDFC. The land which I have chosen is a DTCP approved layout on ECR on the way from Chennai to Pondicherry and intend to build a house and settle over their after my retirement. The document has clear Title Deed and other Clearance obtained from Local State Bodies. HDFC says that they cannot give technical clearance and recommend to my office for loan disbursal as they (HDFC) do not fund in that particular location. Since the loan disbursing authority is my Office whether the stand maintained by HDFC is correct and whether my Office should also maintain the HDFC's stand. The layout has all necessary DTCP and other approvals obtained for residential purpose. Two plots in the layout are also funded by LIC. Please let me know how I should take about the issue with my office to avail the Housing Loan which is meant for employees on low rate of interest. Sir Advise .
I want to make a legal document fixing my wife and children as beneficiaries for the immovable and movable properties and that other than the above beneficiaries no other person including my father and other blood relations like brother and sister have right in claiming the property whether I am alive or after my death. Presently the immovable property is under bank loan. The legal document should be such that even I should not claim right on the property once it is legally documented in the name of the above beneficiers and handed over to them. Please advice is there any provision to make such a document if so name of the document and I shall be thankful if you could send me a format. Also let me know whether such document should be registered or just mere posessing the document will suffice so that no body would have claim on the property. Thank you plese reply me.
Maximum size of an approved dtcp housing plot at chennai
Sir,
I request for the following clarifications :-
What can be the maximum size of a single sub-divided Housing Plot admissible in a DTCP approved layout in Chennai / Tamil Nadu.for residential purpose.
Beyond which size a land is treated as farm land / agricultural land.
Kindly clarify the above.
Thanks